Importance of Health Insurance & IT in Maintaining Good Health

Having health insurance is of utmost importance in maintaining good health and life. How often we have heard the proverb – health is wealth? A number of times right from our childhood… we don’t even remember nor can we count the exact reference of this proverb. In fact, good health ensures good state of mind and good physical conditions which are required to carry out our day to day tasks smoothly. However, in absence of good health our personal as well as our professional life gets disturbed. We are not even able to perform our day to day general as well as professional tasks, which ultimately affects our performance and earnings. For this reason it is said that “health is wealth”. KU6R23E44HM4

Good health can not be maintained without healthy lifestyle. However, following a healthy lifestyle can minimize the risk of exposure to various ailments but it can not completely eliminate it from our life. What if we fall sick? Though a necessity, medical expenses are going up every year. Medical treatment is becoming a luxury for those who can not afford it. Under such circumstances health insurance can prove to be of great help. There are medical facilities where one can get medical treatment without paying on the basis of their insurance coverage. In case, when such a facility is not available one can divert funds or arrange for as they have coverage to get re-reimbursement.  

Many people argue that the process of getting cashless medical treatment or reimbursement of medical expenses is a very tedious process. It is true that the process is not so simple but at least one has some support in case of emergencies. Also, with proper information about the provisions of insurance policy, procedures and contact points, one can minimize the hurdles faced during the process of availing benefit from the insurance policy. If we go with certain studies, it is estimated that lack of coverage was associated with about 18,000 extra deaths per year among uninsured adults. Hence, importance of health insurance can not be denied.

The importance of IT (information technology) in healthcare issues can not be denied. Advanced IT systems play a crucial role in diagnosis, treatment, practice management, claims management and so on. IT has found its roots in each n every field and healthcare industry is no exception to the rule.

Tags: Health Insurance | Healthcare Management | EMR | Practice Management